Why would I need LPA? I’m in perfectly good health.
Think of LPA as a form of insurance. No one knows whether they’ll loose mental capacity in later life, and you can only make an LPA if you still have the mental capacity to do so.
If you go ahead and appoint someone to act as your ‘attorney’ (a person you can trust to manage your finances and/or look after your health & welfare issues), you’ll be saving your loved ones from a great deal of heartache.
Without LPA in place, the financial cost of solving the problem may run into several thousand pounds.